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C 7/8, Shri Popatlal Dani Bhavan,Gandhinagar, Gujarat-282021
- We offer 3% Interest on Savings Bank Deposit as per RBI Directive Application.
- Customer has to maintain minimum balance or Rs.500/- for Cheque Book facility.
- We offer nomination facility for all deposit accounts.
- We Open No Frill Saving Accounts.
- Customer can open Savings A/c for his/her minor children.
| The Gandhinagar Urban Co-Op. Bank Ltd. | ||
|---|---|---|
| Interest Rate on Deposit – Yearly Basis (Effective from 01.01.2026) | ||
| Type of Deposit | Rate of Interest | Senior Citizen |
| Current Deposit | 0.00% | 0.00% |
| Saving Deposit | 3.00% | 3.00% |
| Locker Deposit | 6.00% | 6.00% |
| Interest Rate on Fix Deposit – Effective on 01.01.2026 | ||
| Period | Rate of Interest | Senior Citizen |
| 7 Days to 45 Days | 3.50% | 3.50% |
| 46 Days to 90 Days | 4.00% | 4.00% |
| 91 Days to 180 Days | 4.50% | 4.50% |
| 181 Days to 365 Days | 5.50% | 5.50% |
| 13 Months to 24 Months | 6.00% | 6.50% |
| 25 Months to 36 Months | 6.50% | 7.00% |
| Above 37 Months | 6.75% | 7.25% |
| Senior Citizen – 13 Months & Above Deposit : +0.50% | ||
| Staff and Ex Staff Deposit : +1.00% | ||
| Note :- There are no changes in interest rates on deposits, other rules and regulations. | ||
Deposit Interest Rates (Effective From : 05-04-2023)
| Â | ||
| Deposit | Rates | senior citizen |
|---|---|---|
| 7 Days to 45 Days | 3.75Â | 3.75Â |
| 46 Days to 90 Days | 4.25 | 4.25 |
| 91 Days to 180 Days | 4.50 | 4.50 |
| 181 Days to 364 Days | 5.50 | 5.50 |
| 13 Month to 24 Month | 6.25 | 6.75 |
| 25 Month to 36 Month | 6.50 | 7.00 |
| Above 37 Month | 7.00 | 7.50 |
| Â | Â | Â |
[ 0.50 % extra to Senior Citizen only above 1 year Fix Deposit ]
*Note:-As per Bank Deposit Interest rate Policy, Bank pay 3% interest on all type of saving deposits.(Effective from 01/04/2020)
In case of death of any person holding a current account(individual or proprietorship), bank will pay interest from date of death to date of claim as per saving deposit rate applicable as per RBI Norms.
